Refugee Program

Allows you to deposit additional funds into your Home Loan

Refugee Program

With immediate effect, Refugees will no longer be declined but will be referred to Credit. View the requirements for the Refugee Program. 

The conditions for a Refugee to be considered for a loan are as follows:

  • Transactional relationship with SBSA for 6 months with evidence of income
  • The refugee should have been in South Africa for a minimum of 2 years
  • The refugee should have been employed in South Africa for a minimum of 1 year


Please note that this change allows for the review of a refugee application but does not guarantee approval. The LTV will be determined by the Credit Granting Manager and will take into consideration factors such as whether the applicant/co-applicant is/are Non-Residents or Residents